BenefitsExpert
Free calculator

What could your benefits add up to?

Pick the benefits and rates that fit your household and see the weekly, monthly and yearly total - using the official 2026/27 figures, nothing rounded.

Runs entirely on your device - nothing is sent, saved or tracked.

For you - PIP / ADP (16 to State Pension age)

Not means-tested. ADP in Scotland pays the same rates. Not sure you qualify? Run the free check first.

For you - Attendance Allowance (over State Pension age)

You can't get Attendance Allowance and PIP daily living at the same time - choosing one clears the other.

For a child - DLA / Child Disability Payment

Claimed by a parent for a child under 16. Not means-tested.

When work is limited - ESA / Universal Credit

UC amounts are monthly maximums before means-testing - income and savings over £6,000 reduce what's actually paid.

For a carer

Caring 35+ hours a week for someone on a qualifying benefit above, earning £204/wk or less.
Per week
£0.00
Per month
£0.00
Per year
£0.00
Totals combine weekly benefits and monthly UC elements. UC figures are maximums before means-testing; every rate is from the official DWP 2026/27 uprating document - see the full rates page.

These amounts are decided by how the claim is written

The gap between "not claiming" and an award in this calculator is usually a form and an assessment. Our sister sites help you get the wording right:

PIPexpert

Free guides plus a personalised report that turns your answers into descriptor-matched PIP2 wording, and Assessment Prep for the call itself.

Start with a free preview →
ESAexpert

Personalised help with the ESA50/UC50 form and the Work Capability Assessment that decides LCWRA.

Start with a free preview →

How to use the numbers

Disability benefits stack: PIP or Attendance Allowance sits on top of work, pensions, ESA and Universal Credit, and a child's DLA is paid on top of everything else the household gets. That's why the yearly total surprises people - a household with one PIP award, one carer and UC elements can be entitled to five figures a year it isn't currently claiming. Our guide to what you can claim for a health condition maps who qualifies for each layer, and the free 60-second check narrows it to your situation.

Honest caveats

Two things this calculator deliberately doesn't do. It won't means-test you: the UC amounts shown are the full elements, and income, savings between £6,000 and £16,000, and other deductions reduce what's actually paid. And it can't promise an award - these are the amounts at stake, not a prediction. What you can control is how well the claim shows your situation.

Source: DWP - Benefit and pension rates 2026 to 2027. Rates apply from April 2026.